:root{
  --bg:#f5f7fb;
  --surface:#ffffff;
  --surface-2:#f0f4fa;
  --text:#142033;
  --muted:#556277;
  --line:#d8e2ef;
  --brand:#1f4f8f;
  --brand-2:#2e6bb8;
  --accent:#c77b30;
  --accent-2:#e9a24e;
  --soft:#eef4fb;
  --success:#2f7d5c;
  --shadow:0 16px 40px rgba(18,35,58,.08);
  --radius:22px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:linear-gradient(180deg,#f7f9fc 0%,#eff4fb 100%);color:var(--text);line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(calc(100% - 32px),var(--max));margin:0 auto}
.topbar{position:sticky;top:0;z-index:30;background:rgba(247,249,252,.92);backdrop-filter:blur(12px);border-bottom:1px solid rgba(31,79,143,.08)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{font-size:1.35rem;font-weight:800;letter-spacing:-.04em;color:var(--brand)}
.brand small{display:block;font-size:.76rem;color:var(--muted);font-weight:600;letter-spacing:.02em}
.navlinks{display:flex;flex-wrap:wrap;gap:18px;color:var(--muted);font-size:.96rem}
.navlinks a:hover{color:var(--brand)}
.hero{padding:54px 0 28px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:24px;align-items:stretch}
.panel,.hero-card,.card,.product-card,.notice,.cta,.stats,.table-wrap,.quote{background:rgba(255,255,255,.88);border:1px solid rgba(31,79,143,.09);box-shadow:var(--shadow);border-radius:28px}
.panel{padding:42px;position:relative;overflow:hidden;background:radial-gradient(circle at top left,rgba(233,162,78,.18),transparent 34%),linear-gradient(135deg,#fff 0%,#f4f8fd 100%)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;border-radius:999px;padding:8px 14px;background:rgba(31,79,143,.08);border:1px solid rgba(31,79,143,.12);font-size:.84rem;font-weight:800;color:var(--brand);margin-bottom:16px}
h1{margin:0 0 14px;font-size:clamp(2.4rem,5vw,4.6rem);line-height:1.02;letter-spacing:-.05em;max-width:12ch}
.lead{font-size:1.08rem;color:var(--muted);max-width:64ch;margin:0 0 24px}
.actions{display:flex;flex-wrap:wrap;gap:12px}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 18px;border-radius:999px;font-weight:800;transition:.2s;border:1px solid transparent}
.button.primary{background:linear-gradient(135deg,var(--brand),var(--brand-2));color:#fff}
.button.primary:hover{filter:brightness(.96)}
.button.secondary{background:#fff;border-color:var(--line);color:var(--brand)}
.button.secondary:hover{border-color:var(--brand-2)}
.hero-card{padding:28px;display:grid;gap:16px;align-content:start}
.hero-card h2,.section h2{margin:0 0 8px;font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.08;letter-spacing:-.04em}
.hero-card p,.section p,.card p,.product-card p,.notice p,.quote p,li{color:var(--muted)}
.stats{padding:14px;background:linear-gradient(180deg,#fff,#f5f9ff)}
.stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.stat{padding:14px;border-radius:18px;background:var(--surface-2);border:1px solid var(--line)}
.stat strong{display:block;color:var(--brand);font-size:1.25rem;margin-bottom:4px}
.section{padding:34px 0}
.section-header{max-width:74ch;margin-bottom:20px}
.kicker{color:var(--accent);text-transform:uppercase;letter-spacing:.08em;font-size:.82rem;font-weight:800;margin-bottom:8px}
.grid-3,.grid-2,.product-grid,.link-grid{display:grid;gap:18px}
.grid-3,.product-grid{grid-template-columns:repeat(3,1fr)}
.grid-2,.link-grid{grid-template-columns:repeat(2,1fr)}
.card{padding:24px}
.card h3,.product-card h3{margin:0 0 10px;font-size:1.18rem;letter-spacing:-.03em}
.bullets{padding-left:18px;margin:0}
.split{display:grid;grid-template-columns:1.12fr .88fr;gap:22px;align-items:start}
.product-card{padding:24px;display:flex;flex-direction:column;gap:12px}
.tag{display:inline-flex;align-self:flex-start;border-radius:999px;padding:7px 12px;background:rgba(199,123,48,.12);border:1px solid rgba(199,123,48,.2);color:#8a541f;font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.04em}
.price-line{display:flex;justify-content:space-between;gap:12px;align-items:center;padding-top:8px;border-top:1px solid var(--line);margin-top:auto}
.price-line strong{color:var(--brand);font-size:1.06rem}
.notice{padding:22px;background:linear-gradient(135deg,#fdf7ef,#fff)}
.notice strong{color:var(--brand)}
.table-wrap{overflow:auto;padding:8px}
table{width:100%;border-collapse:collapse;min-width:720px}
th,td{padding:14px 12px;text-align:left;border-bottom:1px solid var(--line)}
th{color:var(--brand);font-size:.92rem}
.cta{padding:30px;background:linear-gradient(135deg,#163760 0%,#245391 56%,#c77b30 160%);color:#fff}
.cta p{color:rgba(255,255,255,.86)}
.quote{padding:26px;background:linear-gradient(180deg,#fff,#f8fbff)}
.quote strong{color:var(--brand)}
.faq{display:grid;gap:12px}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 20px}
summary{cursor:pointer;list-style:none;font-weight:800;color:var(--brand)}
summary::-webkit-details-marker{display:none}
.footer{padding:36px 0 50px;color:var(--muted)}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:18px}
.small{font-size:.93rem}
.badge-list{display:flex;gap:10px;flex-wrap:wrap}
.badge{padding:8px 12px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:.86rem;color:var(--muted)}
@media (max-width:980px){.hero-grid,.split,.grid-3,.grid-2,.product-grid,.link-grid,.footer-grid{grid-template-columns:1fr}.nav{padding:14px 0;align-items:flex-start}.panel{padding:28px}.stat-grid{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.container{width:min(calc(100% - 22px),var(--max))}.panel,.hero-card,.card,.product-card,.notice,.cta,.quote{padding:22px;border-radius:22px}.actions{flex-direction:column}.button{width:100%}.stat-grid{grid-template-columns:1fr}.navlinks{font-size:.92rem}}